Your Partner
 for Self-Directed Banking Solutions

We specialize in secure and reliable banking services for your self-directed retirement accounts.

Contact Us Apply For a Non-Recourse Loan

Solo 401(k) Checking Accounts

Accessible + Reliable

Self-Directed IRA with Checkbook Control

Swift + Secure

Non-Recourse Lending
Solutions

Flexible + Efficient

PRODUCTS + SERVICES

Securely Manage Cash Flow For Your Investments

ACH ORIGINATION

WIRE TRANSFERS

REMOTE DEPOSIT

ONLINE BILL PAY

CHECKS

DEBIT CARDS

Fortis Bank provides the deposit account(s) and loan(s) associated with your Self Directed IRA and/or Solo 401(k) Plans. You will work with a qualified trust or investment advisor to setup the retirement plan prior to opening your account or beginning a loan application.

Once your Self-Directed IRA or Solo 401(k) Plan is setup, please contact us for access to our simple online application.

Once your account is setup, please refer to our Add Funds to Your Fortis Bank IRA Guide or contact our IRA Services Team to assist you.

Once your account is setup, please refer to our Fund Your Solo 401(k) Guide and contact your current 401(k) Plan Administrator for instructions on how to rollover your 401(k) to your Fortis Bank account.

Visit our Client Resources Center for additional information and helpful user guides.

Once your Self-Directed IRA Plan is setup, submit your online loan application and a member of our team will be in touch with you.

If you have already started your Self-Directed Bank Account application, please access your information via the Fortis Bank Client Portal.

Still Need Help?

We are here to assist you during every step of the process. Please reach out to our team.

Contact Us

Our Non-Recourse Loan product allows you to invest in properties that fit your financial goals, all within a tax advantaged retirement account.

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HOW IT WORKS

Setup Your Fortis Account

Open your Self-Directed IRA bank account with our team.

Choose Your Property

Explore a wide variety of properties and decide where you invest.

Secure Financing

Non-Recourse Loans are the perfect solution for SDIRA and real estate.

Grow Your Investment

All rental income and capital gains go directly back into your IRA.

No Personal Liability: the borrower is not personally liable; the lender can only seize the collateral if the loan defaults.

Secured by Collateral: backed by the value of real estate or other assets, limiting lender recourse to the pledged property.

Our specialized non-recourse loans are tailored for Self-Directed IRAs and Solo 401(k) real estate investments, ensuring full compliance with IRS regulations.

IRS Rules Prohibit Personal Guarantees:
Self-Directed retirement accounts cannot pledge personal assets or credit.

Protects Retirement Savings: the property itself serves as collateral, keeping your finances and retirement savings secure.

Allows Leverage Real Estate Investments: your IRA or Solo 401(k) can buy real estate without needing the full purchase
amount in cash.

We assess the asset’s value, income potential and risk, rather than your creditworthiness as a borrower.

Down Payments: Often require 30-40% down to mitigate lender risk

Loan Size: $100,000 – $750,000

Advance Rates: up to 70%

Term: 3/1 and 5/1 ARM

Secure Login

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